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Why Keeping Facebook Comments On Matters: Insights for Credit Unions

By November 5, 20253 min read

Turning off Facebook comments may seem like a simple way for your credit union to manage risk, but it can actually create bigger challenges. Keeping comments on and activated gives your team and brand some important opportunities to build trust, respond to questions, and leverage engagement to increase reach and actually improve your reputation online. Here’s what you need to know about Facebook comments and why keeping them on is important. 

Authentic Engagement Builds Trust

Social media is designed for two-way connection. When members see that your credit union listens, answers questions, and celebrates community moments publicly, it builds transparency and trust. In fact, consumer and market research shows: 64% of people say transparent, responsive brands earn their trust faster than those that don’t engage.

Turning Off Comments Doesn’t Silence Conversation

Disabling comments doesn’t stop members from sharing feedback–it just pushes the conversation elsewhere. On forum-driven platforms like Reddit, inside Facebook groups, and–even worse–in public reviews, your team actually has less visibility and control. By keeping comments open, you maintain awareness and the ability to contain and respond quickly to any issue that arises. 

Engagement Builds Brand Advocacy

Facebook’s algorithm favors posts that generate conversation. Posts with comments see two times higher organic reach on average. By engaging authentically–replying to compliments, answering questions, thanking members–you increase visibility and strengthen community ties.

Ensure Risk + Compliance Are Covered

So–given the importance of maintaining open feedback loops, how exactly can you mitigate risk and compliance challenges? Social Assurance’s Marketing & Compliance platform provides the safeguards your need to confidently engage:

  • Centralized Moderation
    Track and manage inbound comments and public feedback across all pages in one central place. 
  • Real-Time Notifications
    Manage your team’s notification settings to ensure everyone is alerted to what’s pertinent. 
  • Keyword Alerts
    Flag specific terms (e.g. “complaint,” “rate,” “fraud”) so your team and review and follow up swiftly. 
  • Preapproved Responses
    Make it easy for you team to respond with compliant, on-brand replies to common questions and feedback.
  • Archival & Reporting Tools
    Ensure all interactions (including complaints and issues) are logged for compliance and audits.

Recommended Approach

Looking for next steps? Here are actionable and practical steps your credit union can take: 

  • Keep comments enabled to provide transparency and create community connection.
  • Take advantage of the tools within Social Assurance’s Marketing & Compliance platform to monitor and manage inbound comments.
  • Set up keywords within the platform to ensure all the terms you’d like to be notified about are flagged for notification. 
  • Develop a simple comment response plan (including escalation steps for sensitive topics) to ensure consistency.
  • Set up pre-approved responses so your team can utilize them alongside escalation protocols. 
  • Focus on proactive engagement: celebrating members, spotlighting community partners, and answering questions quickly.

Turning comments off may feel “safe,” but keeping them on (with support from the right tools) builds stronger relationships, greater visibility, and a more trusted brand.

Need a hand with your approach to social media content and compliance? Social Assurance can help. Get in touch to learn more about how we can help.

Social Assurance

Social Assurance helps financial brands connect to their communities. With marketing, sales, and community development solutions, learn how we can help your organization do what it does best: support your community.